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REQUIREMENT_ID_274 β€’ 3-DAY_ACTIVE_POLICY

Executive - VKYC, Support

Company
Company SBI Card
Type
Opportunity Type Internship
Salary
Stipend / Salary 3.5 LPA
Location
Location Chennai, Tamil Nadu
Posted Date
Posted Date Today
Microsoft Excel KYC regulatory knowledge verbal communication written communication analytical ability detail orientation process orientation
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Comprehensive KYC & Compliance Preparation Guide Open Resource β†—
Covers essential KYC concepts, regulatory frameworks, and case‑study based questions useful for the VKYC role.
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Interview Experience and Tips for Financial Services Roles Open Resource β†—
Provides real candidate experiences, typical questions, and preparation strategies for roles similar to Executive – VKYC.
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Recruitment Process Overview and Sample Questions Open Resource β†—
Details the stages of the hiring process, sample aptitude and technical questions, and effective answer techniques.

Graduate in any discipline. Strong command of English (both written and spoken) is essential.

1
Round 1: Online assessment (aptitude & logical reasoning)
2
Round 2: Technical interview (KYC concepts, Excel, situational questions)
3
Round 3: HR interview (cultural fit, motivation, salary expectations)
SBI Card is one of India’s largest pure‑play credit‑card issuers, serving millions of customers across the country. With a portfolio that spans premium, co‑branded, and mass‑market cards, the company has built a reputation for innovative digital solutions, robust risk management, and a customer‑first mindset. Its mission – β€œMake Life Simple” – drives every product, service, and internal initiative, ensuring that customers enjoy seamless, secure, and rewarding payment experiences. SBI Card also prides itself on an inclusive culture, offering equal opportunities irrespective of gender, caste, or background, and fostering an environment where talent can thrive. The Executive – VKYC, Support role sits at the heart of SBI Card’s digital onboarding engine. As a Video KYC (VKYC) executive, you will interact directly with prospective and existing customers via video calls, verify their identity documents, and ensure that every onboarding case complies with regulatory and internal policy standards. This position is ideal for fresh graduates who are detail‑oriented, possess strong communication skills, and are comfortable working in a fast‑paced, technology‑enabled environment. **Key Responsibilities** 1. Conduct video‑based KYC verification for assigned cases, following standard operating procedures. 2. Maintain 100% compliance with KYC regulations and internal policy guidelines. 3. Achieve daily productivity and accuracy targets while managing case ageing. 4. Update decision‑making systems accurately with final outcomes for each case. 5. Coordinate closely with sales SPOCs and internal stakeholders to resolve escalations and urgent queries. 6. Identify process gaps, suggest improvements, and contribute to automation initiatives. 7. Track and monitor any policy or system changes affecting VKYC workflow. 8. Ensure minimal complaints by delivering timely and error‑free service. 9. Handle exceptional requests, escalations, and ad‑hoc activities as directed by the business. 10. Prepare regular reports on productivity, accuracy, and turnaround time (TAT). **Tech Stack & Tools**: Microsoft Excel, internal KYC management portal, video‑conferencing tools, basic understanding of regulatory compliance software. **Growth Path**: Successful executives can progress to Senior VKYC Analyst, Team Lead, or move into broader compliance, risk, or operations roles within SBI Card’s extensive ecosystem. **Why Join**: The role offers exposure to cutting‑edge digital onboarding processes, a supportive learning environment, and a clear career trajectory. Employees benefit from a robust wellness program, inclusive health benefits, and a culture that values work‑life balance. Joining SBI Card means contributing to the future of digital payments in India while building a strong foundation for a long‑term career in financial services.

SBI Card β€” Data Analytics & SQL Interview Guide

Previously asked questions, exam syllabus, coding benchmarks & round strategy.

APTITUDE & LOGIC πŸ“–
Aptitude Practice Questions & Online Mock Tests

Curated logical, quantitative, and verbal reasoning problems to sharpen reasoning skills required for the initial screening test.

Open Resource β†—
COMPANY GUIDE 🎯
SBI Card Interview Preparation Corner

Comprehensive guide covering typical interview formats, common questions, and preparation tips for SBI Card and off-campus tech roles.

Open Resource β†—
MOCK TESTS & PAPERS πŸ“
Comprehensive Interview Prep Resources & Syllabus

Collection of previous year questions, company-specific test patterns, and interview experiences for technical and HR rounds.

Open Resource β†—
CODING PRACTICE πŸ’»
Algorithm and Data Structure Problem Set

Practice problems to improve coding proficiency and algorithm problem-solving speed for technical rounds.

Open Resource β†—
Round 1: Online Assessment (OA)
Aptitude, Quantitative Logic & 2 Coding Problems
Focus on accuracy and speed. Practice arrays, strings, and standard arithmetic puzzles.
Round 2: Technical Interview 1
Core Tech Stack (Microsoft Excel, KYC regulatory knowledge, verbal communication, written communication, analytical ability, detail orientation, process orientation) & Live Code Tracing
Explain your thought process aloud. Analyze time & space complexities before coding.
Round 3: System Design & Problem Solving
Database Schemas, APIs & Architecture Basics
Clarify edge cases, diagram schemas cleanly, and discuss scalability trade-offs.
Round 4: HR & Cultural Fit Discussion
SBI Card Core Values, Learning Agility & Offer Terms
Demonstrate passion, strong communication, and readiness for full-time collaboration.
What is the difference between WHERE and HAVING clauses in SQL? Answer β–Ό
Model Answer: WHERE filters rows before any groupings are applied, while HAVING filters aggregated groups after GROUP BY has executed.
Explain SQL Window functions: ROW_NUMBER(), RANK(), and DENSE_RANK(). Answer β–Ό
Model Answer: ROW_NUMBER() assigns unique sequential integers. RANK() assigns identical ranks to ties and skips ranks. DENSE_RANK() assigns identical ranks to ties without skipping rank numbers.
How do you handle NULL and missing values during data cleaning in Python/Pandas? Answer β–Ό
Model Answer: Use .isna().sum() to identify missing values. Impute with mean/median using .fillna() or remove with .dropna(subset=[...]) depending on variance impact.
What is the difference between Star Schema and Snowflake Schema in Data Warehousing? Answer β–Ό
Model Answer: Star Schema has denormalized dimension tables directly connected to the central Fact table. Snowflake Schema normalizes dimension tables into sub-dimensions to minimize redundancy.
How do you calculate MoM (Month-over-Month) growth in SQL? Answer β–Ό
Model Answer: Use LAG(revenue, 1) OVER (ORDER BY month) to fetch the previous month's revenue and compute (revenue - prev_revenue) / prev_revenue * 100.
Why do you want to join SBI Card as a Executive - VKYC, Support?
Preparation Tip: Highlight SBI Card's market reputation, recent tech innovations, and how your skills in Microsoft Excel directly solve their team's objectives.
Describe a challenging bug or academic project roadblock and how you resolved it.
Preparation Tip: Use the STAR method: Situation (project context), Task (what needed solving), Action (specific tools/logic applied), Result (quantifiable positive outcome).
How do you handle strict deadlines or sudden scope changes?
Preparation Tip: Explain your prioritization strategy, proactive communication with mentors/peers, and agile mindset.

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