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L #2753
Applications open Full-Time Job

Analyst - Data & AI

MUFG

  • Bengaluru, India
  • Competitive Package
  • 2-4 Years
  • Posted Today
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About the role

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Job Profile

Position details

The Analyst, Software Engineering will contribute to the design, development, testing, and support of data-driven and AI-enabled applications. The role requires approximately two years of hands-on experience with Python, SQL, REST APIs, AWS services, and modern software-development practices.

The successful candidate will work with senior engineers, architects, product teams, and business stakeholders to build secure and maintainable application components, integrate enterprise data and services, and develop Generative AI capabilities using AWS Bedrock and related technologies. The role is suitable for an early-career engineer who demonstrates strong fundamentals, curiosity, attention to detail, and a willingness to learn in a regulated financial-services environment.

Roles And Responsibilities

  • Build next-generation AI engineering frameworks, chat agents, and automation capabilities that accelerate software delivery along with building global enterprise-scale data products using AI framework.
  • Develop, test, and maintain Python-based application components, utilities, automation scripts, and data-processing services under the guidance of senior engineers.
  • Write and optimize SQL queries for data extraction, validation, transformation, reconciliation, and application-support activities across relational databases.
  • Design, consume, and support REST APIs, including request and response handling, authentication, input validation, error handling, logging, and integration testing.
  • Contribute to AI-enabled application development using AWS Bedrock, including model invocation, prompt implementation, response processing, guardrails, and integration with enterprise applications.
  • Assist in building retrieval-augmented generation (RAG), knowledge-base, document-processing, semantic-search, and chat-with-data capabilities using approved data sources and access controls.
  • Use relevant AWS services such as Lambda, API Gateway, S3, RDS/Aurora, Step Functions, EventBridge, SQS, CloudWatch, IAM, Secrets Manager, KMS, and Bedrock to support cloud-native applications.
  • Create unit and integration tests, participate in code reviews, troubleshoot defects, and follow secure coding, source-control, CI/CD, and software-development standards.
  • Work with business analysts, product owners, developers, testers, and support teams to understand requirements and deliver reliable technical solutions.
  • Create and maintain technical documentation, including API specifications, data mappings, implementation notes, support procedures, and knowledge articles.
  • Provide production-support assistance by reviewing logs, analyzing application or data issues, documenting findings, and escalating complex problems to the appropriate teams.
  • Follow applicable information-security, data-protection, responsible AI, change-management, and operational-risk requirements when handling banking data and AI-enabled functionality.

Job Requirements

Bachelors’ Degree (or foreign equivalent degree) in Information Technology, Information Systems, Computer Science, Software Engineering, or a related field. Experience in the financial services or banking industry is preferred.

Minimum Qualifications

  • Bachelor’s degree, or foreign equivalent, in Computer Science, Information Technology, Information Systems, Software Engineering, Data Science, or a related field
  • Approximately 2-4 years of hands-on software-development, data-engineering, application-development, or related technology experience
  • Hands-on programming experience with Python, including functions, classes, exception handling, file and JSON processing, package usage, and automated testing
  • Working knowledge of SQL and relational databases, including joins, aggregations, subqueries, data validation, and basic performance considerations
  • Experience developing or integrating REST APIs and working with JSON-based request and response payloads
  • Practical knowledge of AWS cloud services and serverless application patterns; exposure to AWS Bedrock is required or strongly preferred
  • Understanding of Generative AI concepts such as prompts, tokens, embeddings, vector search, RAG, knowledge bases, model responses, and responsible AI safeguards
  • Familiarity with Git-based source control, code reviews, defect tracking, testing, and CI/CD concepts
  • Ability to analyze technical issues, communicate findings clearly, maintain documentation, and work collaboratively in a team environment
  • Good written and verbal communication skills, attention to detail, and willingness to learn new technologies
  • Experience using the AWS SDK for Python (Boto3) to integrate applications with AWS services.
  • Exposure to AWS Bedrock model invocation, Knowledge Bases, Guardrails, Agents, or equivalent Generative AI capabilities
  • Experience with FastAPI, Flask, or a comparable Python API framework.
  • Exposure to PostgreSQL, SQL Server, Oracle, or Amazon Aurora, including basic schema and query troubleshooting
  • Familiarity with vector databases or semantic-search technologies such as Amazon OpenSearch or PostgreSQL with pgvector
  • Understanding of document ingestion, chunking, metadata, embeddings, retrieval, source citations, and response validation
  • Familiarity with Amazon CloudWatch logging and monitoring, IAM permissions, KMS encryption, and Secrets Manager
  • Exposure to Terraform or another infrastructure-as-code tool, containerization, and automated deployment pipelines
  • Experience or interest in banking, credit risk, financial services, or other regulated business domains

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

Eligibility & process

Who can apply

Employment type: Full-time

Skills & stack

Python SQL Next.js FastAPI Flask REST APIs PostgreSQL Oracle DB

Selection process

Details are shared by the recruiter after shortlisting.

Prep kit

20 resources
Study material 4
Company-specific guides 4
Likely coding questions 4
Round-wise strategy 4
Round 1: Online Assessment (OA) Aptitude, Quantitative Logic & 2 Coding Problems Focus on accuracy and speed. Practice arrays, strings, and standard arithmetic puzzles.
Round 2: Technical Interview 1 Core Tech Stack (Python, SQL, Next.js, FastAPI, Flask, REST APIs, PostgreSQL, Oracle DB) & Live Code Tracing Explain your thought process aloud. Analyze time & space complexities before coding.
Round 3: System Design & Problem Solving Database Schemas, APIs & Architecture Basics Clarify edge cases, diagram schemas cleanly, and discuss scalability trade-offs.
Round 4: HR & Cultural Fit Discussion MUFG Core Values, Learning Agility & Offer Terms Demonstrate passion, strong communication, and readiness for full-time collaboration.
Technical questions 5
What is the difference between WHERE and HAVING clauses in SQL? Answer
Model answer: WHERE filters rows before any groupings are applied, while HAVING filters aggregated groups after GROUP BY has executed.
Explain SQL Window functions: ROW_NUMBER(), RANK(), and DENSE_RANK(). Answer
Model answer: ROW_NUMBER() assigns unique sequential integers. RANK() assigns identical ranks to ties and skips ranks. DENSE_RANK() assigns identical ranks to ties without skipping rank numbers.
How do you handle NULL and missing values during data cleaning in Python/Pandas? Answer
Model answer: Use .isna().sum() to identify missing values. Impute with mean/median using .fillna() or remove with .dropna(subset=[...]) depending on variance impact.
What is the difference between Star Schema and Snowflake Schema in Data Warehousing? Answer
Model answer: Star Schema has denormalized dimension tables directly connected to the central Fact table. Snowflake Schema normalizes dimension tables into sub-dimensions to minimize redundancy.
How do you calculate MoM (Month-over-Month) growth in SQL? Answer
Model answer: Use LAG(revenue, 1) OVER (ORDER BY month) to fetch the previous month's revenue and compute (revenue - prev_revenue) / prev_revenue * 100.
Behavioural & HR questions 3
Why do you want to join MUFG as a Analyst - Data & AI?
Highlight MUFG's market reputation, recent tech innovations, and how your skills in Python directly solve their team's objectives.
Describe a challenging bug or academic project roadblock and how you resolved it.
Use the STAR method: Situation (project context), Task (what needed solving), Action (specific tools/logic applied), Result (quantifiable positive outcome).
How do you handle strict deadlines or sudden scope changes?
Explain your prioritization strategy, proactive communication with mentors/peers, and agile mindset.
MUFG Competitive Package
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