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Software Engineer II - Java Full stack and AI (with Python)

Mastercard

  • Pune, India
  • Competitive Package
  • 3-6 Years
  • Posted Yesterday
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About the role

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible.

Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title And Summary

Software Engineer II - Java Full stack and AI (with Python)

All About Us

MasterCard is a technology company in the global payments business. We connect consumers, financial institutions, merchants, governments, and businesses worldwide and enable them to use secure and convenient electronic forms of payment.

Join the industry’s most passionate, motivated & engaged global team - Our employees are encouraged to drive innovation every day in support of a more connected world – A World Beyond Cash.

Overview

The MasterCard D&S Technology development team is engaged in working with new and innovative technologies to build business solutions that keep MasterCard positioned as a leader in delivering value added business analytic and reporting solutions to our diverse customer base. We work collaboratively with our product partners and other technical teams to continuously improve and enhance our existing products and drive new products to the global marketplace. We are currently seeking candidates that will be responsible to support the technical lead in design and produce a high-quality code using different languages.

Role

  • Design and develop high quality, secure, scalable software solutions based on technical requirements specifications and design artifacts within expected time and budget.
  • Work closely with Product Owners to develop beautiful, usable UIs and creative visualizations.
  • Stay abreast of latest on the technology trends and industry best practices to hone and maintain your talent.
  • Participate in architectural discussions, iteration planning, and feature sizing meetings.
  • Develop code of high quality with customer focussed approach.
  • Provide support during System and User Acceptance Testing.
  • Adhere to Agile processes and participate actively in agile ceremonies.

All About You

  • Strong 3-6 years of experience in Full Stack Java application development and support, using modern and industry-standard development tools and practices.
  • Hands-on experience with Java 8 or higher and Spring Framework (Spring 5 or above) for building scalable backend services.
  • Proven experience in developing RESTful web services using Spring Boot / Spring REST APIs.
  • Solid understanding of relational databases such as Oracle or SQL Server, with expertise in writing optimized and performant SQL queries.
  • Experience with modern frontend frameworks such as React or Angular for building responsive user interfaces.
  • Exposure to CI/CD pipelines using tools like Jenkins, Maven/Gradle, SonarQube, Chef, or equivalent automation tools.
  • Experience with cloud platforms (AWS, Azure, or GCP) for application deployment, monitoring, and scaling, along with understanding of cloud-native and microservices architecture.
  • Familiarity with containerization and orchestration technologies such as Docker and Kubernetes.
  • Hands-on experience or exposure to Databricks and big data ecosystems, including working with Spark-based data processing, ETL pipelines, or Delta Lake.
  • Exposure to AI/ML concepts and AI-powered development tools (e.g., Copilot, AI-assisted testing, or code generation) and ability to integrate AI/ML services/APIs into applications.
  • Familiarity with application servers and development environments including Tomcat, Apache, STS, Eclipse, IntelliJ IDEA, and Visual Studio Code.
  • Good understanding of Software Development Life Cycle (SDLC) and experience working in Agile (Scrum/Kanban) methodologies.
  • Experience working in global, cross-functional teams, with strong technical problem-solving skills.
  • AI model development skills preferred

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Eligibility & process

Who can apply

Employment type: Full-time

Skills & stack

Python Java SQL React Angular Spring Boot REST APIs Microservices

Selection process

Details are shared by the recruiter after shortlisting.

Prep kit

20 resources
Study material 4
Company-specific guides 4
Likely coding questions 4
Round-wise strategy 4
Round 1: Online Assessment (OA) Aptitude, Quantitative Logic & 2 Coding Problems Focus on accuracy and speed. Practice arrays, strings, and standard arithmetic puzzles.
Round 2: Technical Interview 1 Core Tech Stack (Python, Java, SQL, React, Angular, Spring Boot, REST APIs, Microservices) & Live Code Tracing Explain your thought process aloud. Analyze time & space complexities before coding.
Round 3: System Design & Problem Solving Database Schemas, APIs & Architecture Basics Clarify edge cases, diagram schemas cleanly, and discuss scalability trade-offs.
Round 4: HR & Cultural Fit Discussion Mastercard Core Values, Learning Agility & Offer Terms Demonstrate passion, strong communication, and readiness for full-time collaboration.
Technical questions 5
What is the difference between WHERE and HAVING clauses in SQL? Answer
Model answer: WHERE filters rows before any groupings are applied, while HAVING filters aggregated groups after GROUP BY has executed.
Explain SQL Window functions: ROW_NUMBER(), RANK(), and DENSE_RANK(). Answer
Model answer: ROW_NUMBER() assigns unique sequential integers. RANK() assigns identical ranks to ties and skips ranks. DENSE_RANK() assigns identical ranks to ties without skipping rank numbers.
How do you handle NULL and missing values during data cleaning in Python/Pandas? Answer
Model answer: Use .isna().sum() to identify missing values. Impute with mean/median using .fillna() or remove with .dropna(subset=[...]) depending on variance impact.
What is the difference between Star Schema and Snowflake Schema in Data Warehousing? Answer
Model answer: Star Schema has denormalized dimension tables directly connected to the central Fact table. Snowflake Schema normalizes dimension tables into sub-dimensions to minimize redundancy.
How do you calculate MoM (Month-over-Month) growth in SQL? Answer
Model answer: Use LAG(revenue, 1) OVER (ORDER BY month) to fetch the previous month's revenue and compute (revenue - prev_revenue) / prev_revenue * 100.
Behavioural & HR questions 3
Why do you want to join Mastercard as a Software Engineer II - Java Full stack and AI (with Python)?
Highlight Mastercard's market reputation, recent tech innovations, and how your skills in Python directly solve their team's objectives.
Describe a challenging bug or academic project roadblock and how you resolved it.
Use the STAR method: Situation (project context), Task (what needed solving), Action (specific tools/logic applied), Result (quantifiable positive outcome).
How do you handle strict deadlines or sudden scope changes?
Explain your prioritization strategy, proactive communication with mentors/peers, and agile mindset.
Mastercard Competitive Package
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