KASHII UPDATEZ Everyday Student Requirements & Python Coding Tutorials by Python Kashi
L #2999
Applications open Full-Time Job

Senior Lead Python AI/ML Engineer

Citi

  • Chennai, India
  • Competitive Package
  • 5+ Years
  • Posted Yesterday
HR
Recruiter contact
Recruiter / hiring contact
No public email in this post. Use a source-linked contact instead.

About the role

Role Overview

We are seeking an experienced and visionary Senior Lead Python AI/ML Engineer with Generative AI Capabilities to lead the design, development, and deployment of next-generation artificial intelligence and machine learning solutions based out of our Chennai center (operating in a Hybrid work model). With 10 to 12 years of hands-on software and machine learning engineering experience, the ideal candidate will drive the convergence of traditional predictive ML models and modern Foundation Model / GenAI architectures.

In this role, you will be instrumental in building high-scale, low-latency AI solutions applied to Fraud Mitigation, Risk Scoring, and Loss Prevention across US Retail Banking products

  • Key Responsibilities

AI/ML & Generative AI Architecture

  • Architect, build, and deploy production-grade Generative AI systems, including Retrieval-Augmented Generation (RAG), autonomous agents, semantic search pipelines, and multi-modal AI workflows.
  • Integrate state-of-the-art Large Language Models (LLMs)—including Google Gemini, Anthropic Claude, and open-source models (Llama, Mistral)—optimizing for latency, cost, and accuracy.
  • Build domain-specific prompt engineering frameworks, fine-tuning pipelines (LoRA/QLoRA), model evaluation benchmarks, and guardrails to minimize hallucinations and bias.
  • Lead the architecture of predictive ML algorithms (anomaly detection, graph neural networks, supervised/unsupervised classifiers) tailored to real-time risk assessment.

Software Engineering & System Scalability

  • Design resilient, low-latency, and horizontally scalable microservices and APIs in Python (FastAPI, Flask, AsyncIO) handling high-throughput transactional traffic.
  • Integrate vector databases (e.g., Pinecone, Milvus, Qdrant, Chroma, pgvector) with distributed caching and event streaming platforms (Kafka, RabbitMQ).
  • Implement robust MLOps and LLMOps practices (CI/CD pipelines, automated model retraining, observability with MLflow/Weights & Biases, model drift monitoring).

Fraud Analytics & Domain Innovation

  • Collaborate closely with US-based and global Risk, Compliance, and Loss Prevention teams to build AI solutions targeting identity theft, account takeover (ATO), synthetic identity fraud, card-not-present (CNP) fraud, and transaction anomaly detection.
  • Utilize unstructured data (investigator notes, SAR filings, customer interaction logs) via GenAI to automate fraud triage and investigative summarization.
  • Ensure strict adherence to US Banking regulatory standards (FCRA, GLBA, Model Risk Management SR 11-7, Fair Lending, Explainable AI / XAI).

Technical Leadership & Mentorship

  • Mentor senior/mid-level data scientists and software engineers across the Chennai engineering hub in modern GenAI patterns, clean code principles, and production readiness.
  • Drive technical roadmap, evaluate emerging AI frameworks, conduct proof-of-concepts (PoCs), and present architectural proposals to global engineering leadership.
  • Required Qualifications & Experience
  • Education: Bachelor’s or Master’s degree in Computer Science, Data Science, Artificial Intelligence, Applied Mathematics, or a related quantitative field.
  • Total Experience: 10 to 12 years of professional experience in software engineering and production AI/ML system development.
  • Core Python Expertise: Advanced proficiency in Python 3.x (multiprocessing/asyncio, design patterns, profiling, packaging, and clean code paradigms).
  • Core ML Frameworks: Deep practical experience with PyTorch, TensorFlow, Scikit-learn, XGBoost, and LightGBM.
  • Generative AI Proficiency:
  • Demonstrated success building production GenAI applications (LangChain, LlamaIndex, CrewAI, AutoGen).
  • Hands-on experience with embedding models, dense retrieval, rerankers, and vector indexing strategies.
  • Distributed Systems & Cloud: Strong hands-on experience with cloud platforms (AWS, GCP, or Azure), containerization (Docker, Kubernetes), and distributed data processing (PySpark, Ray).
  • MLOps / LLMOps: Proven track record in orchestrating end-to-end ML lifecycles from data validation to real-time inference monitoring.
  • Preferred & Good-to-Have Skills
  • Google Gemini & Anthropic Claude: Hands-on experience with API integration, function calling/tools, context caching, and prompt optimization specifically for Google Gemini (Pro/Flash) and Anthropic Claude (Opus/Sonnet/Haiku).
  • Domain Knowledge (Fraud & Loss Prevention):
  • Experience designing fraud rule engines, anomaly detection platforms, or predictive risk models.
  • Familiarity with transaction monitoring, biometric behavioral analytics, and fraud consortium datasets.
  • Technical Skills Matrix

Category

Technologies & Tools

Programming Languages

Python (Advanced), SQL, Bash

Generative AI & LLMs

Anthropic Claude, Google Gemini, OpenAI GPT, Open-source LLMs (Llama, Mistral), LangChain, LlamaIndex, DSPy

Classical & Deep ML

PyTorch, TensorFlow, Scikit-Learn, XGBoost, LightGBM, Hugging Face Transformers

Vector DBs & Search

Pinecone, Milvus, Qdrant, Weaviate, FAISS, pgvector, Elasticsearch

Backend & APIs

FastAPI, Flask, AsyncIO, gRPC, REST

Data & Streaming

Apache Kafka, Apache Spark / PySpark, Pandas, Polars, DuckDB

MLOps & DevOps

MLflow, Kubeflow, Docker, Kubernetes, GitHub Actions, Terraform, Prometheus/Grafana

Domain Tools & Standards

Model Risk Management (SR 11-7), Explainable AI (SHAP, LIME), PII Masking

  • Key Performance Indicators (KPIs)
  • Model Performance & Accuracy: Precision/Recall trade-offs in fraud detection, false positive reduction, and sub-100ms real-time inference latency.
  • Engineering Excellence: Code quality, test coverage (>85%), modular design, and robust error handling.
  • Business Impact: Measurable reduction in fraud loss basis points and acceleration of investigator workflow efficiency through GenAI summarization/triage.
  • Mentorship & Global Delivery: On-time milestone delivery, technical capability elevation across local and global engineering pods.

------------------------------------------------------

Job Family Group

Technology

------------------------------------------------------

Job Family

Applications Development

------------------------------------------------------

Time Type

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

Eligibility & process

Who can apply

Employment type: Full-time

Skills & stack

Python SQL Next.js FastAPI Flask REST APIs Microservices gRPC

Selection process

Details are shared by the recruiter after shortlisting.

Prep kit

20 resources
Study material 4
Company-specific guides 4
Likely coding questions 4
Round-wise strategy 4
Round 1: Online Assessment (OA) Aptitude, Quantitative Logic & 2 Coding Problems Focus on accuracy and speed. Practice arrays, strings, and standard arithmetic puzzles.
Round 2: Technical Interview 1 Core Tech Stack (Python, SQL, Next.js, FastAPI, Flask, REST APIs, Microservices, gRPC) & Live Code Tracing Explain your thought process aloud. Analyze time & space complexities before coding.
Round 3: System Design & Problem Solving Database Schemas, APIs & Architecture Basics Clarify edge cases, diagram schemas cleanly, and discuss scalability trade-offs.
Round 4: HR & Cultural Fit Discussion Citi Core Values, Learning Agility & Offer Terms Demonstrate passion, strong communication, and readiness for full-time collaboration.
Technical questions 5
What is the difference between WHERE and HAVING clauses in SQL? Answer
Model answer: WHERE filters rows before any groupings are applied, while HAVING filters aggregated groups after GROUP BY has executed.
Explain SQL Window functions: ROW_NUMBER(), RANK(), and DENSE_RANK(). Answer
Model answer: ROW_NUMBER() assigns unique sequential integers. RANK() assigns identical ranks to ties and skips ranks. DENSE_RANK() assigns identical ranks to ties without skipping rank numbers.
How do you handle NULL and missing values during data cleaning in Python/Pandas? Answer
Model answer: Use .isna().sum() to identify missing values. Impute with mean/median using .fillna() or remove with .dropna(subset=[...]) depending on variance impact.
What is the difference between Star Schema and Snowflake Schema in Data Warehousing? Answer
Model answer: Star Schema has denormalized dimension tables directly connected to the central Fact table. Snowflake Schema normalizes dimension tables into sub-dimensions to minimize redundancy.
How do you calculate MoM (Month-over-Month) growth in SQL? Answer
Model answer: Use LAG(revenue, 1) OVER (ORDER BY month) to fetch the previous month's revenue and compute (revenue - prev_revenue) / prev_revenue * 100.
Behavioural & HR questions 3
Why do you want to join Citi as a Senior Lead Python AI/ML Engineer?
Highlight Citi's market reputation, recent tech innovations, and how your skills in Python directly solve their team's objectives.
Describe a challenging bug or academic project roadblock and how you resolved it.
Use the STAR method: Situation (project context), Task (what needed solving), Action (specific tools/logic applied), Result (quantifiable positive outcome).
How do you handle strict deadlines or sudden scope changes?
Explain your prioritization strategy, proactive communication with mentors/peers, and agile mindset.
Citi Competitive Package
Recruiter Resume Apply
Chat Chat with Kashii