
Eligibility Criteria
Bachelor's or Master's degree in Computer Science, Information Technology, Electronics & Communication, or related engineering streams; minimum 60% aggregate or CGPA 6.0/10; graduating batch 2025 or 2026 (or recent graduates); no active backlogs at the time of application; strong foundation in data structures, algorithms, and objectāoriented programming.

Job Description & Key Responsibilities
1% Club is an educationādriven fintech platform that empowers millions of Indians to make smarter financial decisions. Founded by Sharan Hegde and Raghav Gupta, the company began as a financialāeducation portal and has rapidly evolved into a fullāstack personal finance ecosystem. Its product suite blends an AIāpowered finance copilot with a marketplace of mutual funds, fixed deposits, stock baskets, and upcoming creditācard, loan, and insurance offerings. Operating under SEBIāregistered Investment Adviser and Research Analyst licences, 1% Club enjoys a strong regulatory footing and a growing user base that trusts its dataārich insights.
The SDEāI (Backend) role is designed for fresh engineering talent with 0ā2 years of experience who are eager to build highāthroughput, lowālatency services that power realātime financial products. Working from the Bengaluru office, the engineer will own endātoāend feature delivery, collaborate closely with product managers, designers, senior engineers, and the founding team, and contribute to the technical roadmap of the platform. The position emphasizes clean code, rigorous testing, performance optimisation, and a productāfirst mindset.
Key Responsibilities:
1. Design, develop, and maintain scalable backend services using Go (Golang) and TypeScript.
2. Implement RESTful APIs and gRPC interfaces that power the AI finance copilot and transaction workflows.
3. Write unit and integration tests to ensure high code coverage and reliability.
4. Debug production issues, perform rootācause analysis, and deploy hotāfixes with minimal downtime.
5. Optimise system performance by profiling latency, throughput, and resource utilisation.
6. Participate in architectural discussions, code reviews, and knowledgeāsharing sessions.
7. Document APIs, design decisions, and operational runbooks for crossāteam consumption.
8. Collaborate with data engineers to integrate analytics pipelines and reporting dashboards.
9. Explore AIāassisted development tools to accelerate repetitive coding tasks.
10. Contribute ideas for new fintech features, ensuring alignment with user needs and regulatory compliance.
Tech Stack: Go (Golang), TypeScript/JavaScript, PostgreSQL/MySQL, Redis, Docker, Kubernetes, gRPC, REST, Git, CI/CD pipelines, AWS/GCP services.
Growth Path: Starting as an SDEāI, high performers can progress to SDEāII, Senior Engineer, and eventually lead backend squads or own product domains. The company encourages continuous learning through internal tech talks, mentorship, and sponsorship for relevant certifications.
Why Join 1% Club? The firm offers an aboveāmarket salary, equity participation, and a BYOS (Build Your Own Setup) policy that lets engineers choose their preferred hardware. Employees enjoy vibrant team activities, offāsites, and a culture that values ownership, innovation, and impact on millions of usersā financial wellbeing. This is an ideal launchpad for engineers passionate about fintech, AI, and building products that make a tangible difference.