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S #2599
Applications open Full-Time Job

issuance growth lead

CRED

  • Bengaluru, India
  • Not disclosed
  • 5+ Years
  • Posted Yesterday
HR
Recruiter contact
Recruiter / hiring contact
No public email in this post. Use a source-linked contact instead.

About the role

what will you do?

  • demand generation through on-deck and off-deck properties which CRED has for issuance objectives
  • work with marketing, product counter-parts to keep innovating on how we enable issuance, convert interest
  • risk policy/funnel throughput alignment with banks to maximize conversion of co-created financial products on CRED member base.
  • defining and aligning most seamless onboarding journeys with the bank defining contours around - underwriting, compliances, kyc et al.
  • defining inputs around non-captive channels/merchant channels to enable discovery, capture interest and enable respective issuance partnerships

you should apply if:

  • nth degree card optimizer themselves to understand how customers maximize value generation out of credit cards
  • ability to understand and de-mystify user needs to take a new card, upgrade card and define customer value propositions basis that and embed into context of growth
  • understanding of card onboarding journeys and various input levers
  • understanding of credit/risk/policy/funnel related aspects and various input levers
  • build and grow a Zero to One product. All hands on deck attitude.
  • has worked on long term projects in ambiguous environments.
  • has in past with projects involving multiple stakeholders across product, business, risk, legal/compliance, engineering, bank teams, and taken global maxima decisions

Eligibility & process

Who can apply

See the job description for eligibility.

Skills & stack

Operations Management Advanced Excel Project Coordination Reporting

Selection process

  1. As described in the employer's job posting.

Prep kit

20 resources
Study material 4
Company-specific guides 4
Likely coding questions 4
Round-wise strategy 4
Round 1: Online Assessment (OA) Aptitude, Quantitative Logic & 2 Coding Problems Focus on accuracy and speed. Practice arrays, strings, and standard arithmetic puzzles.
Round 2: Technical Interview 1 Core Tech Stack (Operations Management, Advanced Excel, Project Coordination, Reporting) & Live Code Tracing Explain your thought process aloud. Analyze time & space complexities before coding.
Round 3: System Design & Problem Solving Database Schemas, APIs & Architecture Basics Clarify edge cases, diagram schemas cleanly, and discuss scalability trade-offs.
Round 4: HR & Cultural Fit Discussion CRED Core Values, Learning Agility & Offer Terms Demonstrate passion, strong communication, and readiness for full-time collaboration.
Technical questions 5
What is the difference between WHERE and HAVING clauses in SQL? Answer
Model answer: WHERE filters rows before any groupings are applied, while HAVING filters aggregated groups after GROUP BY has executed.
Explain SQL Window functions: ROW_NUMBER(), RANK(), and DENSE_RANK(). Answer
Model answer: ROW_NUMBER() assigns unique sequential integers. RANK() assigns identical ranks to ties and skips ranks. DENSE_RANK() assigns identical ranks to ties without skipping rank numbers.
How do you handle NULL and missing values during data cleaning in Python/Pandas? Answer
Model answer: Use .isna().sum() to identify missing values. Impute with mean/median using .fillna() or remove with .dropna(subset=[...]) depending on variance impact.
What is the difference between Star Schema and Snowflake Schema in Data Warehousing? Answer
Model answer: Star Schema has denormalized dimension tables directly connected to the central Fact table. Snowflake Schema normalizes dimension tables into sub-dimensions to minimize redundancy.
How do you calculate MoM (Month-over-Month) growth in SQL? Answer
Model answer: Use LAG(revenue, 1) OVER (ORDER BY month) to fetch the previous month's revenue and compute (revenue - prev_revenue) / prev_revenue * 100.
Behavioural & HR questions 3
Why do you want to join CRED as a issuance growth lead?
Highlight CRED's market reputation, recent tech innovations, and how your skills in Operations Management directly solve their team's objectives.
Describe a challenging bug or academic project roadblock and how you resolved it.
Use the STAR method: Situation (project context), Task (what needed solving), Action (specific tools/logic applied), Result (quantifiable positive outcome).
How do you handle strict deadlines or sudden scope changes?
Explain your prioritization strategy, proactive communication with mentors/peers, and agile mindset.
CRED Not disclosed
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