Associate - Motor Insurance
Paytm
About the role
Sales Executive / Sr. Sales Executive — Motor Insurance
Department: Paytm Insurance Broking | Location: Noida, Uttar Pradesh
Experience: 0 months – 5 years | Employment Type: Full-time
Role Overview The Sales Executive / Sr. Sales Executive (Motor Insurance) will be responsible for driving sales of motor insurance products (Two-Wheeler, Private Car, and Commercial Vehicle policies). The ideal candidate will be adept at converting leads, understanding customer vehicle insurance needs, and generating insights that help refine lead quality and sales strategies.
Key Responsibilities
Generate and convert telesales leads specifically for motor insurance products (Two-Wheeler, Four-Wheeler, and Commercial Vehicles).
Maintain an in-depth understanding of motor insurance features, benefits, add-on covers (Zero Dep, Engine Protect, RSA), and policy terms across multiple insurers.
Identify potential customers through cold calling, renewals, referrals, or digital leads provided by the organization.
Engage with customers to understand their vehicle insurance requirements and recommend the best-fit policies.
Assist customers with seamless policy issuances, rollovers, and renewal conversions.
Achieve daily, weekly, and monthly motor insurance sales targets.
Provide regular feedback on lead quality, conversion ratios, and customer sentiment to improve overall sales efficiency.
Prepare and maintain sales reports, pipeline updates, and conversion data in CRM tools.
Stay updated on motor insurance industry trends, new product offerings, and IRDAI regulatory changes.
Key Skills & Competencies
Strong communication, negotiation, and persuasion skills.
Sound knowledge of motor insurance concepts (IDV, NCB transfers, Third-Party vs. Comprehensive cover, Add-ons).
Customer-first mindset with an ability to build rapport quickly.
Analytical thinking to generate insights from lead and sales data.
Ability to work independently as well as in a team-based environment.
Good command of spoken and written English and Hindi.
Basic proficiency in MS Excel, Google Sheets, and CRM software.
Qualification & Experience
Graduation (any stream) — MBA or relevant certification in insurance/sales is a plus.
Freshers – 4-5 years of experience in motor insurance telesales or general insurance sales preferred.
POSP / IRDAI certification preferred.
What We Offer
Attractive compensation structure with uncapped performance-based incentives.
Opportunity to work with one of the most trusted financial technology brands in India.
Growth-oriented environment with training and advancement opportunities.
Exposure to a wide network of digital distribution channels.
Eligibility & process
Who can apply
See the job description for eligibility.
Skills & stack
Selection process
- As described in the employer's job posting.
Prep kit
20 resourcesStudy material 4
Company-specific guides 4
Likely coding questions 4
Round-wise strategy 4
Technical questions 5
What is the difference between WHERE and HAVING clauses in SQL? Answer
Explain SQL Window functions: ROW_NUMBER(), RANK(), and DENSE_RANK(). Answer
How do you handle NULL and missing values during data cleaning in Python/Pandas? Answer
What is the difference between Star Schema and Snowflake Schema in Data Warehousing? Answer
How do you calculate MoM (Month-over-Month) growth in SQL? Answer
Behavioural & HR questions 3
Highlight Paytm's market reputation, recent tech innovations, and how your skills in Advanced Excel directly solve their team's objectives.
Use the STAR method: Situation (project context), Task (what needed solving), Action (specific tools/logic applied), Result (quantifiable positive outcome).
Explain your prioritization strategy, proactive communication with mentors/peers, and agile mindset.