Chubb is a global leader in insurance, operating in 54 countries and serving a diverse client base with commercial, personal, and specialty products. The firmโs strength lies in its extensive product suite, strong distribution network, and robust financial backing. In India, Chubb has grown to a workforce of over 2,500 professionals and is recognized as a Great Place to Workยฎ for three consecutive years, reflecting a culture that values collaboration, innovation, and continuous learning. The company is on a digital transformation journey, investing heavily in analytics, automation, and modern engineering practices to stay ahead in a rapidly evolving risk landscape.
The role of Analyst โ Risk is positioned at the intersection of data, analytics, and insurance underwriting. As a fresher analyst, you will be responsible for producing risk accumulation analyses, supporting the global exposure database, and delivering insights that influence underwriting decisions. You will work closely with crossโfunctional teamsโincluding design, engineering, quality assurance, and operationsโto develop risk tools, automate workflows, and ensure highโquality data capture. The position offers exposure to cuttingโedge AI promptโengineering techniques and the chance to contribute to strategic risk management initiatives.
**Key Responsibilities**
1. Generate comprehensive risk accumulation reports for senior management, consolidating data from multiple sources.
2. Maintain and enhance the global exposure database, monitoring emerging risks and trends.
3. Conduct adโhoc research and industry risk analysis to support underwriting decisions.
4. Design and implement promptโengineering strategies to improve AIโdriven tasks.
5. Collaborate with design, engineering, QA, and operations teams to deliver riskโfocused tools and solutions.
6. Identify automation opportunities to streamline data capture and analysis workflows.
7. Coordinate with onshore and internal teams to ensure timely project delivery and issue resolution.
8. Prepare clear visualizations and presentations using Power BI or Qlik Sense for diverse stakeholders.
9. Continuously improve data quality through validation, cleansing, and documentation.
10. Stay updated on regulatory changes and emerging risk factors affecting the insurance portfolio.
**Tech Stack**: SQL, Python/R, Microsoft Excel (VBA), MS Access, Microsoft SQL Server or Snowflake, Power BI/Qlik Sense, basic AI promptโengineering concepts.
**Growth Path**: Successful analysts can progress to Senior Analyst, Risk Manager, and eventually to roles such as Underwriting Lead or Head of Risk Analytics, with opportunities to work on global projects and crossโborder teams.
**Why Join Chubb?** The company offers a startโupโlike culture within a stable, worldโclass organization, providing exposure to realโworld insurance challenges, robust learning programs, and a supportive environment that rewards innovation and ownership. Employees benefit from flexible work options, comprehensive health coverage, and a clear career progression roadmap.